TransUnion’s 2026 Mortgage Pricing Goes Live – Prioritizing Lower Costs for HomebuyersCHICAGO, Jan. 08, 2026 (GLOBE NEWSWIRE) -- TransUnion’s (
NYSE:TRU) revised mortgage pricing model, which was announced Oct 17, 2025, went live last week. At the center of this new model is VantageScore® 4.0, which delivers three critical benefits:
Why TransUnion (TRU) Shares Are Trading Lower TodayShares of credit reporting company TransUnion (
NYSE:TRU) fell 4.2% in the afternoon session after it received criticism from the Federal Housing Finance Agency (FHFA) over its pricing practices.
The Credit Revolution: How the White House’s New Mortgage Assessment Standards are Redefining Homeownership in 2026The landscape of American real estate is undergoing its most significant regulatory transformation in decades. As of January 2, 2026, the full implementation of the White House’s new assessment methods for government-backed mortgage loans has officially moved from pilot programs to the industry standard. This shift, spearheaded by the
The FICO Monopoly Fractures: Regulatory Shift and Market Volatility Reshape Mortgage LendingAs of January 2, 2026, the American mortgage landscape has entered a new era, following a tumultuous year of regulatory upheaval that saw the long-standing monopoly of Fair Isaac Corp (
NYSE: FICO) effectively dismantled. A series of aggressive moves by the Federal Housing Finance Agency (FHFA), backed by a White
The Great Credit Reset: US Mortgage Market Enters New Era as Modernized Scoring Takes Full EffectAs of January 1, 2026, the American mortgage landscape has officially moved beyond the "Classic FICO" era, marking the completion of a multi-year regulatory overhaul designed to modernize how creditworthiness is measured. The Federal Housing Finance Agency (FHFA) has fully implemented its mandate requiring lenders to transition to FICO Score
The End of the Tri-Monopoly: Credit Bureau Stocks Plunge as White House Disrupts Mortgage ScoringIn a historic shift for the American financial infrastructure, the "Big Three" credit bureaus—Equifax (
NYSE: EFX), TransUnion (
NYSE: TRU), and Experian (LSE: EXPN)—have seen their market valuations crater following a series of aggressive regulatory moves by the White House and the Federal Housing Finance Agency (FHFA). The recent
Institutional Giants Bet Big on TransUnion: The AI-Driven Credit Renaissance of 2026As the financial world rings in the new year, a significant shift in the credit services landscape has become impossible to ignore. Throughout the final months of 2025, institutional investors—the "smart money" of Wall Street—embarked on a massive accumulation phase of TransUnion (
NYSE:TRU) stock. This surge in
The 2026 Debt Trap: Why Surging Mortgage and Auto Costs Threaten the American ConsumerAs the calendar turns toward 2026, the American consumer is facing a "perfect storm" of financial pressures that experts warn could stifle economic growth for years to come. Despite a cooling inflation rate and a cautious Federal Reserve easing cycle, the legacy of high interest rates has manifested in a
TransUnion Appoints Sayan Chakraborty and Charlotte Yarkoni to its Board of DirectorsCHICAGO, Dec. 23, 2025 (GLOBE NEWSWIRE) -- TransUnion (
NYSE:TRU) has appointed Sayan Chakraborty and Charlotte Yarkoni to its Board of Directors, effective January 5, 2026.
Constitutional Crisis at the CFPB: 21 States Sue to Halt 'Defunding Ruse' by Trump AdministrationIn a dramatic legal escalation that threatens to redefine the boundaries of executive power, a coalition of 21 Democratic-led states and the District of Columbia filed a lawsuit on December 22, 2025, to prevent the total operational shutdown of the Consumer Financial Protection Bureau (CFPB). The lawsuit, filed in the
3 Profitable Stocks with Open QuestionsWhile profitability is essential, it doesn’t guarantee long-term success.
Some companies that rest on their margins will lose ground as competition intensifies - as Jeff Bezos said, "Your margin is my opportunity".
Student Loan Delinquencies Among Renters Double in Early 2025Property managers encouraged to update screening processes, TransUnion reports
1 Cash-Producing Stock with Competitive Advantages and 2 That UnderwhelmGenerating cash is essential for any business, but not all cash-rich companies are great investments.
Some produce plenty of cash but fail to allocate it effectively, leading to missed opportunities.
National CineMedia and TransUnion Partner to Bring Cinema into Cross-Channel Attribution
National CineMedia (
NASDAQ: NCMI) (“NCM”), the largest cinema advertising platform in the US, today announced a partnership with TransUnion (
NYSE: TRU), a global information and insights company, to integrate NCM’s theatrical exposure data into TransUnion’s cross platform attribution, a full-funnel attribution model also known as multi-touch attribution. This collaboration gives advertisers an unprecedented, data-driven view into how cinema advertisements contribute to performance alongside digital, CTV, and social channels.
3 Mid-Cap Stocks with Questionable FundamentalsMid-cap stocks often strike the right balance between having proven business models and market opportunities that can support $100 billion corporations.
However, they face intense competition from scaled industry giants and can be disrupted by new innovative players vying for a slice of the pie.
Interpublic Group, Omnicom Group, TransUnion, Accenture, and CTS Shares Are Soaring, What You Need To KnowA number of stocks jumped in the afternoon session after comments from a key Federal Reserve official hinted at a potential interest rate cut in December. John Williams, president of the Federal Reserve Bank of New York, signaled he was open to lowering the fed funds rate—the key interest rate that banks charge each other for overnight loans—to support the job market.
Higher Credit Card Usage Expected Among U.S. Shoppers this Holiday Shopping SeasonCHICAGO, Nov. 20, 2025 (GLOBE NEWSWIRE) -- Holiday shoppers report that they are expecting to rely more heavily on credit cards this season, with 42% naming it their preferred payment method—up from 38% last year. According to TransUnion’s (
NYSE: TRU) Q4 2025 U.S. Consumer Pulse study, Americans remain most interested in shopping during the Thanksgiving holiday period. Specifically, 41% plan to shop online between Thanksgiving and Cyber Monday, while 33% intend to shop in person during that weekend.
TransUnion and Snappt Collaborate to Improve Efficiency in Multifamily LeasingNew arrangement brings the industry-leading Snappt Applicant Trust Platform for income verification to TransUnion rental screening customers
Q3 Earnings Roundup: TransUnion (NYSE:TRU) And The Rest Of The Data & Business Process Services SegmentEarnings results often indicate what direction a company will take in the months ahead. With Q3 behind us, let’s have a look at TransUnion (
NYSE:TRU) and its peers.
CFPB's Funding Under Siege: A Battle for Independence and Consumer ProtectionThe Consumer Financial Protection Bureau (CFPB), a linchpin of American consumer financial safeguards, finds itself embroiled in a profound legal and political battle over its unique funding mechanism. While a landmark Supreme Court decision in May 2024 affirmed the constitutionality of the CFPB's funding directly from the Federal Reserve, subsequent
Auto and Property Insurers Will Need to Maximize Retention Efforts to Stay Competitive in 2026TransUnion annual outlook report identifies growth opportunities in commercial lines via digital experiences and cybersecurity offerings
